The Planning Process

• Classifying assets into categories – driven by each asset’s taxation, protection status, income and liquidity needs, but primarily to its purpose and function to lifestyle
  
• Quantifying client goals for lifestyle, income, protection and legacy using FutureSystem™ methodology
  
• Measuring each categories asset composition and asset types to the goals for each to determine surplus or deficiency
  
• Achieving a plan of Balance
  
• The methodology is extremely coordinated and integrated, yet ingeniously uncomplicated. It allows the advisor to:
  
  
  • Coordinate estate and financial planning strategies
    
  • Design the parameters and structure for custom life policies
    
  • Easily make decisions within the FutureSystem framework
    
  • Manage client's other advisory relationships to achieve one focus and direction
    
  • Coordinate the FutureSystem™ Planning Strategies of taxation, life insurance design, retirement and estate planning to make dollars do multi-duty.

By comparison, traditional planning techniques lack our “process” of unique strategies, and often lead clients down a path toward single issue product sales with varied and mixed results. 

Using these traditional strategies, even accomplished comprehensive planners experience difficulty navigating through the wide range of issues and overwhelming product choices.